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Maritime Employers Liability

MEL Insurance Coverage

If in the course of their duties your employees find themselves on a vessel operated by another company, you may need to consider Maritime Employers Liability Insurance.

Once a vessel has left the dock and is under its own power, state Workers' Compensation does not cover you and USL&H coverage will not be sufficient.

Employers that should consider Maritime Employers Liability Insurance are companies involved with supplying equipment or making repairs to other companies' vessels.

What is the difference between MEL Coverage and Jones Act Coverage?

The Jones Act covers employees onboard vessels owned or operated by your company, while MEL covers incidents that may occur while an employee is working on a vessel owned and operated by another party.